Empowering Businesses With Innovative Payment Solutions

KOBRA simplifies payment processing and provides a hassle-free experience so business owners can focus on what matters most.

Processing

On Auto-Pilot

At KOBRA, we prioritize giving you access to the essential tools and equipment needed for your business operations, paired with a dependable service you can trust. We hold the firm conviction that dealing with payment processing should not be a burdensome task. Therefore, we are dedicated to making it as seamless as possible. This commitment allows our Merchants to devote their energy and resources to the core aspects of their enterprise—effectively running and expanding their operations. They can do this with the peace of mind that comes from knowing the management of their merchant account is stress-free, thanks to KOBRA's unparalleled support and services. With us by their side, our Merchants can confidently build their future, knowing that the complexities of payment handling are fully taken care of.

Cutting Edge Technology

At KOBRA, we understand the unique challenges that small businesses face. That's why we deploy cutting-edge technology designed to simplify and enhance your checkout. Our state-of-the-art solutions offer seamless integration with your existing systems, ensuring a smooth and efficient payment experience for you and your customers. With advanced security features, real-time analytics, and customizable options, our technology not only streamlines your transactions but also provides valuable insights to help you grow your business. Trust us to deliver reliable, innovative payment solutions that empower your small business to thrive in a competitive market.

Our All-In-One Solution

Restaurants & Food Service

Running a restaurant or food service business involves managing high volumes of transactions daily. KOBRA simplifies this process with fast, secure, and reliable payment solutions that integrate seamlessly with your POS systems. Our innovative technology ensures quick transactions, reduces wait times, and enhances customer satisfaction. With KOBRA, you can focus on creating delicious dishes and memorable dining experiences while we handle your payment processing efficiently.

Retail

In the competitive retail environment, providing a smooth and convenient checkout experience is crucial. KOBRA offers robust payment solutions tailored to meet the needs of all retail stores. With KOBRA, you can streamline your payment processes, reduce transaction errors, and manage your sales more effectively, allowing you to focus on delivering exceptional customer service and growing your business.

Health & Fitness

Health and fitness businesses require reliable and efficient payment systems to handle memberships, class bookings, and merchandise sales. KOBRA's advanced payment solutions are designed to meet these needs, providing secure and seamless transactions for both in-person and online payments. Our technology integrates with your existing management software, making it easy to track and manage payments, memberships, and client accounts. Let KOBRA take care of your payment processing, so you can concentrate on helping your clients achieve their health and fitness goals.

Professional Services

For businesses offering professional services like legal, accounting, consulting, and marketing, managing payments can be complex and time-consuming. KOBRA simplifies this with our secure and efficient payment solutions, ensuring timely and accurate processing of client invoices and service fees. Our systems support various payment methods, allowing your clients to pay conveniently and promptly. By partnering with KOBRA, you can streamline your payment processes, enhance your cash flow, and focus on delivering exceptional services to your clients.

Salons, Spas & Barbers

Salons, spas, barbershops, and other personal care businesses thrive on providing excellent customer experiences. KOBRA helps you achieve this by offering smooth and hassle-free payment solutions that integrate effortlessly with your appointment scheduling and management systems. Our secure and reliable technology ensures quick transactions, reducing wait times and enhancing customer satisfaction. With KOBRA handling your payment processing, you can focus on delivering personalized care and pampering your clients, driving loyalty and repeat business.

eCommerce

In the fast-paced world of e-commerce, providing a seamless and secure payment experience is critical to converting visitors into loyal customers. KOBRA offers cutting-edge payment processing solutions designed specifically for online businesses. Our technology supports a wide range of payment methods, including credit cards, digital wallets, and alternative payment options.With KOBRA, you can enhance your checkout process, reduce cart chargebacks, and protect against fraud with our robust security features. Let us handle your payment processing so you can focus on expanding your online presence and growing your e-commerce business.

Our Integrations

Pricing Plans

Our dedication to honesty is reflected in our straightforward billing process that customers find refreshingly simple to comprehend. With KOBRA, you are empowered to clearly see where your money is going, ensuring there are no surprises when it comes to managing your business expenses. Tromp the fear of the unknown charges – because, with KOBRA, what you see is precisely what you get. We pride ourselves on eliminating confusion and fostering a trustworthy relationship with our transparent billing.

Interchange Plus

$19.99

Unlimited Processing

With Interchange Plus pricing, KOBRA adds a fixed margin over interchange.

  • In-Person & eCommerce

  • All Business Types

  • Complimentary Equipment

Cash Discount

$24.99

Unlimited Processing

YES! You can really pay ZERO processing fees by offering a Cash Discount to your customers.

  • In-Person Only

  • All Business Types

  • Complimentary Equipment

Hybrid

$$$

Unlimited Processing

Need something a little more custom? Let our Small Business Concierge prepare a custom pricing package for you.

  • In-Person & eCommerce

  • All Business Types

  • Complimentary Equipment

Why KOBRA?

Choosing us means partnering with a payment processing company that combines unparalleled expertise, cutting-edge technology, and exceptional Merchant support to deliver seamless, secure, and customizable payment solutions. Our commitment to innovation and security ensures your transactions are not only efficient but also compliant with the highest industry standards. With competitive pricing, seamless integration with existing systems, and a proven track record of satisfied Merchants, we provide the perfect blend of reliability and value. Let us help you maximize profitability and drive your business forward with our superior solutions.

I always just assumed I was paying a fair rate and you know what they say about assuming. KOBRA has been amazing so far. They are always willing to help and answer any questions I have no matter how often I ask or how simple the question. If you are like me and aren't sure about your processing, check these guys out!

Sarah Collins

I had been using Stripe for years because they had the name everyone knew. When my merchant account got closed with no notice I thought I was Fu**ed. My brother uses KOBRA for his lube shop and referred me to them. I was amazed how much time and effort they made to understand my business.

James White

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